US Media Studios Explains How to Get a Handle on Medical Bills

Medical care is not cheap. Bills can arrive in the mail with errors on them costing patients hundreds of dollars. It pays to examine every medical bill.

The American Medical Association estimates that 7.1 percent of claims paid in 2013 had an error. Financial website NerdWallet found mistakes in 49 percent of Medicare claims in 2014. Billing errors are common and can cost patients a lot of money in out-of-pocket expenses.

Medical coding is often to blame for the errors. In truth, it takes meticulous attention to detail. Even small bills, such as those for co-pays, can be ripe with errors. But there is good news in all of this worrisome news.

US Media Studios learns that as part of a 2015 settlement, medical debts sent to collections will have a six month grace period before they show up on a consumer’s credit report. Further, the three credit reporting agencies are required to remove a medical debt once it is reported as paid or settled by the insurance company. Keep in mind though that bills paid by the consumer and settled remain on reports. The insurance company has to report it to the credit reporting agencies in order to it to be removed.

The most important thing to know is to not wait too long to pay or officially dispute a medical bill or bills. Some insurers and providers are quick to settle unpaid bills. Twenty percent of consumers have an unpaid medical debt on their credit report, according to a report from the Consumer Financial Protection Bureau.

When a medical bill arrives in the mail or in email, review it as soon as possible and completely.  Do Google search on medical codes not explained or understood. Call the insurer or provider and ask what the charge is for. Haste makes money waste. Jump on medical bills and don’t pay for something that should not be there. It’s your money. Why give it to an insurer if you didn’t get the service?

Don't be this guy.
(image:pixabay)

US Media Studios Reviews the Benefits of Eating Breakfast

Breakfast is the most important meal of the day for everyone. However, it is most beneficial to children.

US Media Studios has long known that children who eat breakfast before school are more likely to be awake and alert in class, and learn more. A recent study found that even if a child eats two breakfasts—one at home and one at school before classes begin, the child is not as likely to gain weight or become overweight. A nutritious breakfast is one which boosts stamina, energy and brain power. School performance increases when the body and mind are fueled with food that gives it lasting learning abilities. Children who are tired or feeling drained and hungry are not motivated to learn and engage in the classroom. Successful students are those who are ready to take on the school day.

Breakfast at home can be easy. It can include fresh fruit, cold cereal and milk, yogurt and whole grain breads. School breakfasts might entail egg dishes made with real or egg substitutes, whole grains toasts, fruit, cheeses, juices and more. Most kids need to get up earlier now, and may not be hungry until later. A smaller snack-like breakfast is beneficial for this. US Media Studios encourages parents and children to find the best way to start the day, whether that is a more substantial breakfast at home or two small meals-one at home and one at school. Try these ideas if a quick “on-the-run” breakfast is needed: granola bars, breakfast bars, whole fruit, and dry cereal. Single serve juices and bottles of water are also good additions for the grab and run bunch. 

US Media Studios Examines Status of Women in Tech Fields

Women comprise 50 percent of the American work force. Yet, very few are employed in higher positions in the tech fields. While there is a big push to get young women into coding and other tech-related jobs, more females are needed to round out the workforce and take on higher level jobs. US Media Studios examines the status of women in tech fields.

Women of any age working in high-tech businesses can get the “leading edge” in their respective careers by creating their own personal group of mentors. Women supporting women in business in any field is conducive to success. Mentors are great individuals to bounce ideas off of, lean on when things get rough, and reap good advice about how to move up in position in their careers. Women are often raised to not speak up in large gatherings, not to ask too many questions, and generally take what’s given to them politely. Those days are gone.

Today’s career-minded women are speaking up in meetings, asking the pertinent questions, raising concerns, supporting team efforts, and getting more recognition.  Women in high-tech jobs are leading the way for the next generation of female colleagues and workers. US Media Studios notes that as more young women are coming into the workforce, businesses should give them every opportunity to take on the challenging positions, supervise others, and offer resources for their future growth with the company or in their career. Women of all ages are poised to step up, lean in and take the reins. And they already have.  For more information, click here to view an infographic (PDF) about women in tech from the National Center for Women in Information Technology.

US Media Studios Reviews Steps for Entrepreneurial Success

America is chock full of entrepreneurs. The ones who are most successful have and utilize these basic steps for success. US Media Studios reviews the best ones.

Focus, and in particular, business focus. Those who succeed in their new venture keep profit in their horizon. Short-term and long-term profit projections are better off written down so they are constantly in the forefront.

The new business owner is a creative thinker. New ideas are always forming and coming to fruition. These fresh thoughts can make a product better or create a new one. But there is no lack in the innovative process of the successful entrepreneur.

There is no doubt that confidence plays an important part in success. The most likely to succeed entrepreneurs are not arrogant, but confident in themselves, their skills and experience. These winners also know people, how they think, feel and react to products and services.

US Media Studios knows that the entrepreneurs who stay in business longer knows how to delegate the smaller more time-consuming, every day business tasks. Smart new business owners who keep their shops open longer than others focus on the important details and leave the more mundane to trusted staff.

It can be a tough business world for the today’s entrepreneurs. Success is not only measured by profit, but also by stamina, knowledge, confidence and always keeping the big picture clearly in mind. Master your new venture like a pro and succeed.

image:pixabay